The Federal Retirement Toolkit | 2026 Complete Planning Bundle

Federal retirement is not one decision. It is a series of decisions that have to work together.

The Federal Retirement Toolkit | 2026 Complete Planning Bundle brings together the complete E.A. Kosh Media federal retirement planning system — one comprehensive educational guide plus seven practical planning tools designed to help you understand your benefits, organize your information, run the numbers, compare your options, identify gaps, and prepare for retirement.

Instead of trying to piece together FERS, TSP, FEHB, FEGLI, Social Security, Medicare, survivor benefits, retirement dates, and income planning separately, this toolkit gives you a structured system for working through the major pieces of your federal retirement.

THE COMPLETE TOOLKIT INCLUDES:

1. THE FEDERAL EMPLOYEE BENEFITS & RETIREMENT SURVIVAL GUIDE | 2026 DIGITAL EDITION

The comprehensive plain-English foundation of the toolkit.

Covers major federal benefits and retirement topics including FERS, TSP, FEHB, FEGLI, Social Security, Medicare, survivor benefits, retirement eligibility, retirement calculations, and retirement preparation.

Format: EPUB eBook

2. THE FEDERAL RETIREMENT ORGANIZER | 2026 PROFESSIONAL PLANNING EDITION

A 20-page retirement organization system for bringing your important federal retirement information together in one place.

Use it to organize FERS, TSP, FEHB, FEGLI, Social Security, Medicare, survivor benefits, retirement documents, and other important planning information.

Format: PDF

3. FEDERAL RETIREMENT READINESS WORKBOOK & CHECKLIST

A practical workbook for evaluating your overall retirement preparation and identifying areas that may still require attention before retirement.

Format: PDF

4. FEDERAL RETIREMENT DATE PLANNER | 2026 PROFESSIONAL PLANNING EDITION

Compare potential retirement dates and think through how timing may interact with FERS eligibility, High-3, FEHB, FEGLI, the FERS Annuity Supplement, leave, and other retirement considerations.

Format: PDF

5. FEDERAL RETIREMENT INCOME PLANNER | 2026 PROFESSIONAL PLANNING EDITION

Bring your expected retirement income and expenses together.

Plan around FERS, TSP, Social Security, FEHB, Medicare, taxes, household expenses, retirement reserves, and first-year retirement cash flow.

Format: PDF

6. FEDERAL HIGH-3 SALARY TRACKER & CALCULATOR | 2026 PROFESSIONAL EDITION

An interactive Excel workbook for tracking retirement-covered basic pay and calculating an estimated High-3 salary.

Includes weighted-pay calculations, time-factor tracking, and FERS retirement scenario comparisons.

Format: Microsoft Excel workbook

7. FEHB INTO RETIREMENT CHECKLIST | 2026 PROFESSIONAL PLANNING EDITION

Work through important considerations for carrying Federal Employees Health Benefits coverage into retirement, including the five-year/all-opportunity requirement, Medicare coordination, family coverage, and other retirement considerations.

Format: PDF

8. FEDERAL SURVIVOR BENEFITS DECISION WORKBOOK | 2026 PROFESSIONAL PLANNING EDITION

Compare FERS survivor benefit elections and work through the potential effects on your annuity, spouse protection, FEHB continuation, beneficiaries, and household retirement planning.

Format: PDF

ONE SYSTEM. EIGHT RESOURCES.

The toolkit is designed around a straightforward planning process:

UNDERSTAND IT
Learn how the major pieces of federal retirement work.

ORGANIZE IT
Bring your retirement information and records together.

ENTER YOUR INFORMATION
Use your actual information whenever possible.

RUN THE NUMBERS
Build planning estimates for your High-3, retirement income, and other important considerations.

COMPARE YOUR OPTIONS
Evaluate retirement dates, survivor elections, income scenarios, and other decisions.

IDENTIFY THE GAPS
Find questions, missing records, and decisions that still require attention.

VERIFY THE IMPORTANT DETAILS
Use current official sources and the appropriate retirement and benefits authorities before making final decisions.

BUILD YOUR RETIREMENT FILE
Create an organized collection of the information you will need as retirement approaches.

WHO THIS TOOLKIT IS FOR:

• Federal employees beginning to plan for retirement
• Employees several years away from retirement
• Employees approaching retirement eligibility
• Employees actively preparing a retirement application
• Federal employees who want to better understand and organize the benefits they have earned

DIGITAL TOOLKIT:

• 1 comprehensive EPUB eBook
• 6 PDF planning resources
• 1 interactive Excel calculator
• 8 total federal retirement resources
• Immediate digital download
• 2026 planning editions

INDIVIDUAL VALUE: $83.92

COMPLETE TOOLKIT: $44.99

Save $38.93 compared with purchasing all eight resources individually.

Understand it.
Organize it.
Run the numbers.
Compare your options.
Verify the details.
Prepare for retirement.

IMPORTANT:

The Federal Retirement Toolkit is an independent educational and planning resource. It is not an official government product and is not affiliated with, endorsed by, or sponsored by any federal agency.

The materials and calculations contained in the toolkit are provided for general educational and planning purposes only and do not constitute legal, tax, investment, financial, or individualized retirement advice.

Federal laws, regulations, policies, annual limits, benefit provisions, and individual circumstances can change. Calculations produced by the planning tools are estimates only. Final retirement eligibility, creditable service, High-3 salary, annuity amounts, benefit elections, and other determinations are made by the responsible authorities under applicable law and regulation.

Users should verify important retirement decisions using current official sources and the appropriate benefits, retirement, payroll, tax, financial, or other qualified professional.